Ginkgo Financial
Friendly faces, expert advice
Whatever life is asking of your money – retiring, investing, passing it on – Ginkgo Financial is here to help.
We’re a financial advice firm based in Blackheath, working with families and professionals in south east London and across the UK.

How can we help you?
Everyone comes to us at a different point in life. Start with the one that sounds like you.

Planning for retirement
Will your money last? When can you afford to stop? We’ll help you find out – and plan the retirement you actually want.

Growing your wealth
An inheritance, a bonus, a property sale – or income you’d like to do more with. We’ll help you make it count.

Protecting your legacy
Pass on what you’ve built to the people you love – thoughtfully and tax-efficiently.
Not quite you?
A local firm in every sense
We’ve been part of Blackheath life since 2012. Meet the team – and the community we’re proud to belong to.

Our founders
Daren and Debra started Ginkgo in 2012 – and they’re still here, hands-on, every day.

Our advisers
Different advisers suit different people. We’ll pair you with the right one for you.

The wider team
The people who answer your calls, chase the paperwork and keep everything moving.

Our community
Helping local families grow – we give talks, share money know-how and support local causes across Greenwich, Lewisham, Bexley and Bromley.
Established 2012
VouchedFor Top Rated Firm since 2022
A team of 15
What our clients say
Who stands behind our advice?
We’re registered with the Financial Conduct Authority and are an appointed representative of Quilter Financial Services Ltd which is part of the Quilter Financial Planning network. This means Quilter Financial Planning sets the standards we work to, monitors our advice, and takes responsibility for our regulatory compliance – while Ginkgo remains a local, family-run firm. Quilter Financial Planning Network is part of Quilter PLC ( a FTSE 250 company) and one of the UK’s largest financial planning networks. FCA reference: 912144.
What happens when you get in touch?
1
A friendly chat
Tell us what’s on your mind. No forms, no jargon, no hard sell.
2
A free first meeting
Thirty minutes with the right adviser for you – in Blackheath or online.
3
Costs agreed up front
Exactly what you’ll pay and what you’ll get for it – in writing, before anything starts.
4
A plan built around you
Clear recommendations, plainly explained – with ongoing support there if you want it.
Latest from Ginkgo
Clear thinking and new perspectives on finance, family and the future.
-

Redundancy at 57: the retirement you didn’t choose
Redundancy takes away your choice of timing. Planning is how you take some of that choice back. I’ve had several versions of the same conversation this summer. Different people, different…
-

Keep it in the family
Please be aware the below blog is older than 12 months, therefore the information may not be relevant or up to date. It’s rude to talk about money. That’s something…
-

Prefer it delivered?
Get expert views straight to your inbox, once a month.
newsletter form goes here
We’ll only use your details to send the newsletter, and you can unsubscribe at any time. See our privacy policy.