Ginkgo Financial
Friendly faces, expert advice
Whatever life is asking of your money – retiring, investing, passing it on – Ginkgo Financial is here to help.
We’re a financial advice firm based in Blackheath, working with families and professionals in south east London and across the UK.
How can we help you?
Everyone comes to us at a different point in life. Start with the one that sounds like you.
Planning for retirement
Will your money last? When can you afford to stop? We’ll help you find out – and plan the retirement you actually want.
Growing your wealth
An inheritance, a bonus, a property sale – or income you’d like to do more with. We’ll help you make it count.
Protecting your legacy
Pass on what you’ve built to the people you love – thoughtfully and tax-efficiently.
Not quite you?
A local firm in every sense
We’ve been part of Blackheath life since 2012. Meet the team – and the community we’re proud to belong to.
Our founders
Daren and Debra started Ginkgo in 2012 – and they’re still here, hands-on, every day.
Our advisers
Different advisers suit different people. We’ll pair you with the right one for you.
The wider team
The people who answer your calls, chase the paperwork and keep everything moving.
Our community
Helping local families grow with talks, money know-how and support for local causes.
Established 2012
VouchedFor Top Rated Firm since 2022
A team of 15
What our clients say
Who stands behind our advice?
We’re registered with the Financial Conduct Authority and are an appointed representative of Quilter Financial Services Ltd which is part of the Quilter Financial Planning network. This means Quilter Financial Planning sets the standards we work to, monitors our advice, and takes responsibility for our regulatory compliance – while Ginkgo remains a local, family-run firm. Quilter Financial Planning Network is part of Quilter PLC ( a FTSE 250 company) and one of the UK’s largest financial planning networks. FCA reference: 912144.
What happens when you get in touch?
1
A friendly chat
Tell us what’s on your mind. No forms, no jargon, no hard sell.
2
A free first meeting
Thirty minutes with the right adviser for you – in Blackheath or online.
3
Costs agreed up front
Exactly what you’ll pay and what you’ll get for it – in writing, before anything starts.
4
A plan built around you
Clear recommendations, plainly explained – with ongoing support there if you want it.
Latest from Ginkgo
Clear thinking and new perspectives on finance, family and the future.
-
Are you short of money in retirement but living in your biggest asset?
Short of money in retirement but living in your biggest asset? Angela Robert explains how a retirement interest-only mortgage works and who it might suit.
-
Six ways to talk to your family about money without it getting awkward
Money is the one subject families keep putting off. Cat shares six easy ways to start the conversation, without sitting anyone down with a folder.
-
All advice is well meant. Not all advice is equal.
A health visitor, a threatened dressing gown and no real help. Debra on her mum, MumsAid and why meaning well isn’t the same as being professional.
Prefer it delivered?
Expert views and community news, straight to your inbox.